Which of the following is NOT a category of endorsement and affirmative type coverage?

The rationale for selecting "Collective Endorsements" as the correct answer lies in understanding the classifications of endorsements related to title insurance. In the field of title insurance, endorsements are typically categorized into standard endorsements, regulated endorsements, and affirmative types of coverage.

Standard endorsements are predefined and widely used, providing coverage that addresses common scenarios or risks associated with title insurance policies. Regulated endorsements refer to those that are governed by state insurance regulations, ensuring consumer protection and legal compliance. Affirmative types of coverage offer specific protections that may not be included in the standard policy, thereby expanding the coverage provided to the insured.

"Collective Endorsements" is not recognized as a legitimate category within this framework. This term does not denote a commonly accepted type of endorsement in the context of title insurance, making it the correct choice for the question regarding categories that do not exist in this field. The absence of established definitions or applications for collective endorsements sets it apart from the other categories mentioned, solidifying it as the appropriate answer.