When is a judgment lien created on real property in Florida?

Prepare for the Florida Title Insurance Exam. Use flashcards and multiple choice questions with hints and explanations. Get ready to pass your exam!

In Florida, a judgment lien is created on real property when the judgment is recorded in the public records of the county where the property is situated. This process allows for the lien to attach to the debtor’s real property and establishes the creditor's legal claim against that property. Recording the judgment serves as a formal notice to all parties that the debt exists and can affect the title to the property.

Understanding the creation of a judgment lien is crucial in real estate transactions since it can impact both the seller and potential buyers by indicating that the property may be encumbered with debt. The mechanism of recording ensures that the lien is enforceable and provides public notice, which is essential for transparency in property ownership and title searches.

Other options may refer to related actions but do not accurately describe the specific point at which a judgment lien becomes effective on real property in Florida. For instance, a property being sold doesn't automatically create a lien; rather, it can complicate proceedings if liens are present. Paying the lienor or acknowledging the debt may relate to fulfilling obligations but do not initiate a lien against the property. Therefore, the act of recording is the definitive moment of lien creation.

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