What must a seller affirm in an affidavit at closing regarding possession of property?

Prepare for the Florida Title Insurance Exam. Use flashcards and multiple choice questions with hints and explanations. Get ready to pass your exam!

In the context of a closing affidavit, the seller must affirm that there is no one in possession of the property. This statement is crucial as it assures the buyer that they will not be taking ownership of a property that is still occupied or has any claimants asserting their right to occupy it. By confirming that no one is in possession, the seller helps to mitigate the potential for disputes or complications that could arise after closing, when the buyer takes title to the property.

This affirmation serves to protect the buyer's interests as it provides clarity about the property's physical condition and occupancy status. If someone were to occupy the property post-closing, it could create legal challenges for the new owner, including eviction processes.

The other choices do not directly address the critical need for the seller to confirm the occupancy status of the property at the time of closing. Therefore, the requirement for the seller to declare that there is no one in possession is essential in ensuring a clear transfer of title and peaceful enjoyment of the property for the buyer.

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