What happens to a perfected lien that is NOT a dischargeable debt in bankruptcy proceedings?

A perfected lien that is not a dischargeable debt in bankruptcy proceedings remains a lien on all property owned by the debtor. Perfected liens secure the interest of the creditor in specific property, whether that property is real estate or personal property. When a debt is determined to be non-dischargeable in bankruptcy, the creditor retains the right to pursue the debt and enforce the lien against the debtor's relevant assets.

This means that even after bankruptcy proceedings, the lien continues to exist and can still be enforced. The debtor cannot eliminate the lien simply through bankruptcy because it is tied to a non-dischargeable obligation; thus, the creditor can seek satisfaction of the debt through the property that is encumbered by the lien. This illustrates the protective nature of a perfected lien in ensuring that creditors have a claim against specific assets of the debtor, even in the face of bankruptcy.