The lien of a mortgage stipulating a final maturity date is terminated after how many years from such date?

In Florida, a mortgage lien generally becomes terminated after a set number of years if no further action is taken by the lender to enforce the lien. The specific duration for which a mortgage lien remains enforceable after the final maturity date is five years. This aligns with Florida's statute of limitations for actions on contracts, which includes mortgage agreements. If the mortgage holder does not take action, such as foreclosure or payment collection, within that five-year period, the lien on the property becomes obsolete, thereby extinguishing the lien's validity. This is crucial for protecting property owners from indefinite claims against their property and clarifying the enforceability of such financial obligations over time.