Primary title services include which of the following?

Primary title services play a crucial role in the real estate transaction process, and they encompass several key functions. Determining insurability involves the thorough examination of public records to identify any potential issues that may affect the title of the property, such as liens, encumbrances, or other defects. This step is essential to ensure that the title can be insured without any problems and that the buyer is protected against any future claims.

Preparing policies is another primary function of title services. Once insurability is confirmed, title companies prepare title insurance policies that provide coverage against the risks identified during the title search. These policies protect property owners and lenders from future claims against the title that may arise despite the initial thorough analysis.

In the context of the options provided, the combination of determining insurability and preparing policies accurately reflects the core responsibilities inherent in primary title services. Handling client communications and evaluating market trends are important activities in the realm of real estate but do not directly relate to the basic functions of title insurance. These tasks may be part of a broader operation but are not classified as primary title services.